I worked on a sailing vessel the summer after graduating high school. After sailing around Lake Michigan that summer, I packed up my things and set out on a road trip to my ﬁrst year of college in Alaska. My two friends and I lived on campus, and I was set with the money I had saved from my job. Life was good—the last thing I was worried about was becoming a victim of a bank scam.
My sophomore year, I rented a small place off campus with a few friends. I learned about my bank’s college credit card for students to start building credit, so I applied for the card. Read more