The do’s and don’ts of your first credit card

A good credit score has a big impact on the rest of your life — from buying a house to even your insurance rate. That’s why college students need to be thinking about how to get your first credit card and start establishing good credit now.

Be sure to use your first credit card wisely. (Credit: Pexels)

Be sure to use your first credit card wisely. (Credit: Pexels)

Read on for the things you need to know to make this happen for you. Read more

Personal money management skills for college students

Money management

Money management

Money, money, money. Money makes the world go round. A fool and his money are soon parted. Money doesn’t grow on trees. Whatever the idea may be, there is probably a pithy saying about it that can be connected back to money. But when it comes to the real life of college students, the reality of having dollars and cents can easily get you down. How do you give yourself financial security? Start by learning some personal money management skills early on that can carry you through to a fiscally stable adulthood.

Budgeting for college and beyond

You have to start with a plan. This is essential both when you are in college and for later in life. For college students, begin by sitting down with your parents and establishing what they can and will cover in terms of your college expenses and what part of the tab you will be expected to pick up. Read more

Top tips for college students to avoid credit card debt

Credit card tips for college studentsCredit cards are a quick and easy way to pay for the things we need, but they can also cause a lot of trouble if not used responsibly. To help young adults learn the value of credit cards, federal law requires that persons under the age of 21 must have an adult cosigner, usually a parent, who is responsible for the balance on the credit card if it goes unpaid. Here are some tips for college life and student success, how to choose a card, how to use a card without getting into credit card debt and some advantages of using a credit card. Read more

Easy ways to save money: Student discounts and tips to cut your top five money wasters

Money management tipsIt’s no fun running out of funds when you’re only halfway through the month. Are there any easy ways to save money? You bet there are. Student discounts are just the beginning. Now that you’re responsible for many, if not all of your own expenses, every penny counts. Here are a few ideas to help you get on track and take control of your money. Read more